/* CAL — Canadian Auto Loans design tokens + base layer */

:root {
  /* Surfaces — warm cream / off-white */
  --bg: oklch(0.965 0.012 75);
  --bg-2: oklch(0.94 0.015 70);
  --surface: #ffffff;
  --surface-muted: oklch(0.95 0.012 75);
  --field: oklch(0.955 0.012 75);
  --field-hover: oklch(0.93 0.014 70);
  --border: oklch(0.87 0.012 65);
  --border-strong: oklch(0.78 0.016 50);
  --border-focus: oklch(0.48 0.17 27);

  /* Text — warm near-black */
  --text: oklch(0.2 0.018 35);
  --text-muted: oklch(0.45 0.022 40);
  --text-soft: oklch(0.6 0.02 50);
  --text-inverse: oklch(0.97 0.012 75);

  /* Primary — confident brick / Canadian red */
  --primary: oklch(0.48 0.17 27);
  --primary-hover: oklch(0.42 0.17 27);
  --primary-active: oklch(0.36 0.16 25);
  --primary-soft: oklch(0.92 0.04 30);
  --primary-tint: oklch(0.95 0.022 35);
  --primary-fg: #ffffff;
  --accent: oklch(0.58 0.2 32);

  /* Deep — for emphasis backgrounds */
  --deep: oklch(0.22 0.025 35);
  --deep-warm: oklch(0.28 0.04 30);

  /* Semantic — keep success green; warning amber distinct from primary; danger deeper red */
  --success: oklch(0.52 0.13 152);
  --success-soft: oklch(0.93 0.05 152);
  --warning: oklch(0.65 0.13 75);
  --warning-soft: oklch(0.95 0.05 75);
  --danger: oklch(0.45 0.18 12);
  --danger-soft: oklch(0.94 0.05 18);

  /* Radius */
  --r-xs: 6px;
  --r-sm: 8px;
  --r-md: 10px;
  --r-lg: 14px;
  --r-xl: 20px;
  --r-2xl: 28px;

  /* Shadow — warm-tinted */
  --shadow-xs: 0 1px 2px rgba(60, 22, 14, 0.05);
  --shadow-sm: 0 2px 6px -1px rgba(60, 22, 14, 0.07), 0 1px 2px rgba(60, 22, 14, 0.04);
  --shadow-md: 0 8px 24px -8px rgba(60, 22, 14, 0.12), 0 2px 6px rgba(60, 22, 14, 0.05);
  --shadow-lg: 0 24px 60px -16px rgba(60, 22, 14, 0.2), 0 6px 18px rgba(60, 22, 14, 0.07);
  --shadow-xl: 0 40px 80px -20px rgba(60, 22, 14, 0.25);
  --ring: 0 0 0 3px oklch(0.48 0.17 27 / 0.2);

  /* Type */
  --font-sans: 'Inter', system-ui, -apple-system, sans-serif;
  --font-display: 'Inter', system-ui, sans-serif;
  --font-mono: 'JetBrains Mono', ui-monospace, monospace;

  /* Layout */
  --container: 1200px;
  --nav-h: 76px;
}

[data-font="geist"] {
  --font-sans: 'Geist', system-ui, sans-serif;
  --font-display: 'Geist', system-ui, sans-serif;
}
[data-font="dmsans"] {
  --font-sans: 'DM Sans', system-ui, sans-serif;
  --font-display: 'DM Sans', system-ui, sans-serif;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { background: var(--bg); color-scheme: light; }
body {
  font-family: var(--font-sans);
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  font-feature-settings: "ss01", "cv11";
  line-height: 1.5;
}

#root { min-height: 100vh; }

button { font-family: inherit; cursor: pointer; }
input, select, textarea, button { font-family: inherit; }
a { color: inherit; text-decoration: none; }

::selection { background: oklch(0.92 0.04 30); color: var(--text); }

/* Tabular nums for $ + % */
.tnum { font-variant-numeric: tabular-nums; }

/* ─────────────────── Layout primitives ─────────────────── */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}
@media (max-width: 640px) { .container { padding: 0 20px; } }

.stack { display: flex; flex-direction: column; }
.row { display: flex; align-items: center; }

/* ─────────────────── Nav ─────────────────── */
.nav {
  position: sticky; top: 0; z-index: 80;
  background: color-mix(in oklch, var(--bg) 92%, transparent);
  backdrop-filter: saturate(160%) blur(14px);
  -webkit-backdrop-filter: saturate(160%) blur(14px);
  border-bottom: 1px solid color-mix(in oklch, var(--border) 70%, transparent);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: var(--nav-h);
}
.brand { display: flex; align-items: center; gap: 14px; }
.brand-logo { flex: 0 0 auto; }
.brand-domain {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-soft);
  padding: 4px 8px;
  border-radius: 6px;
  border: 1px solid var(--border);
  background: var(--surface);
  white-space: nowrap;
}

.nav-links { display: flex; gap: 4px; }
.nav-links a {
  padding: 8px 14px; border-radius: 8px;
  color: var(--text-muted); font-weight: 500; font-size: 14.5px;
  transition: background .15s ease, color .15s ease;
}
.nav-links a:hover { background: var(--surface-muted); color: var(--text); }
.nav-links a.active { color: var(--text); background: var(--surface-muted); }

.nav-cta { display: flex; align-items: center; gap: 10px; }
.nav-phone { color: var(--text-muted); font-size: 14px; font-weight: 500; }
.nav-phone b { color: var(--text); font-weight: 600; }

@media (max-width: 880px) {
  .nav-links, .nav-phone { display: none; }
}

/* ─────────────────── Buttons ─────────────────── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-weight: 600; font-size: 15px;
  border: 1px solid transparent; border-radius: 10px;
  padding: 11px 18px;
  min-height: 44px;
  transition: transform .08s ease, background .15s ease, border .15s ease, box-shadow .15s ease, color .15s ease;
  white-space: nowrap;
  text-align: center;
  line-height: 1.1;
  -webkit-tap-highlight-color: transparent;
  touch-action: manipulation;
}
.btn:active { transform: translateY(1px); }
.btn-primary {
  background: var(--primary); color: var(--primary-fg);
  box-shadow: var(--shadow-sm), inset 0 1px 0 rgba(255,255,255,0.15);
}
.btn-primary:hover { background: var(--primary-hover); }
.btn-primary:focus-visible { box-shadow: var(--ring); outline: none; }
.btn-secondary {
  background: var(--surface); color: var(--text);
  border-color: var(--border-strong);
}
.btn-secondary:hover { background: var(--surface-muted); border-color: var(--border-strong); }
.btn-ghost {
  background: transparent; color: var(--text);
  border-color: transparent;
}
.btn-ghost:hover { background: var(--surface-muted); }
.btn-lg { font-size: 16px; padding: 14px 22px; border-radius: 12px; }
.btn-xl { font-size: 17px; padding: 17px 28px; border-radius: 14px; }
.btn-sm { font-size: 13.5px; padding: 7px 13px; border-radius: 8px; }
.btn-block { width: 100%; }

/* ─────────────────── Cards ─────────────────── */
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-xs);
}
.card-pad { padding: 28px; }
.card-pad-lg { padding: 40px; }
@media (max-width: 640px) { .card-pad-lg { padding: 24px; } }

/* ─────────────────── Forms ─────────────────── */
.field { display: flex; flex-direction: column; gap: 6px; }
.field-label-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.field-label { font-size: 13.5px; font-weight: 500; color: var(--text); display: flex; align-items: center; gap: 6px; flex: 0 1 auto; min-width: 0; }
.field-label .req { color: var(--text-soft); font-weight: 400; font-size: 12.5px; }

/* Field-level error highlighting — triggered by data-has-error on the field wrapper */
.field[data-has-error] .field-label { color: var(--danger); }
.field[data-has-error] .field-label .req { color: var(--danger); opacity: 0.7; }
.field[data-has-error] .input,
.field[data-has-error] .select,
.field[data-has-error] .textarea,
.field[data-has-error] .cal-select-trigger {
  border-color: var(--danger);
  background: var(--danger-soft);
  box-shadow: 0 0 0 3px color-mix(in oklch, var(--danger) 12%, transparent);
}
.field[data-has-error] .input:focus,
.field[data-has-error] .cal-select-trigger:focus-visible,
.field[data-has-error] .cal-select[data-open] .cal-select-trigger {
  box-shadow: 0 0 0 3px color-mix(in oklch, var(--danger) 24%, transparent);
}
.field[data-has-error] .choice-grid {
  padding: 4px;
  margin: -4px;
  border-radius: calc(var(--r-md) + 4px);
  background: var(--danger-soft);
  box-shadow: 0 0 0 1px color-mix(in oklch, var(--danger) 28%, transparent) inset;
}
.field[data-has-error] .choice { border-color: color-mix(in oklch, var(--danger) 30%, var(--border)); }
.consent-row[data-error] { border-color: var(--danger); box-shadow: 0 0 0 3px color-mix(in oklch, var(--danger) 14%, transparent); background: var(--danger-soft); }
.consent-row[data-error] .consent-cb { border-color: var(--danger); }
.field-hint { font-size: 12.5px; color: var(--text-muted); }
.field-error { font-size: 12.5px; color: var(--danger); display: flex; align-items: center; gap: 5px; }
.input, .select, .textarea {
  width: 100%;
  height: 48px;
  padding: 0 14px;
  border-radius: 10px;
  border: 1px solid var(--border);
  background: var(--field);
  color: var(--text);
  font-size: 15px;
  transition: border-color .15s ease, background .15s ease, box-shadow .15s ease;
  outline: none;
}
/* iOS auto-zooms inputs with font-size < 16px on focus — bump on mobile to prevent that. */
@media (max-width: 640px) {
  .input, .select, .textarea, .cal-select-trigger, .cal-date-trigger { font-size: 16px; }
  .input, .select, .cal-select-trigger, .cal-date-trigger { height: 52px; }
}
.input:hover, .select:hover { background: var(--field-hover); }
.input:focus, .select:focus, .textarea:focus { border-color: var(--border-focus); background: var(--surface); box-shadow: var(--ring); }
.input.has-error, .select.has-error { border-color: var(--danger); }
.textarea { height: auto; padding: 12px 14px; resize: vertical; min-height: 96px; }
.select {
  appearance: none; -webkit-appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8' fill='none'><path d='M1 1.5L6 6.5L11 1.5' stroke='%2364607a' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/></svg>");
  background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px;
}

/* ─────────────────── Custom Select (CalSelect) ─────────────────── */
.cal-select { position: relative; display: block; width: 100%; }
.cal-select-trigger {
  appearance: none;
  width: 100%; height: 48px;
  padding: 0 14px 0 16px;
  border-radius: 10px;
  border: 1px solid var(--border);
  background: var(--field);
  color: var(--text);
  font: inherit; font-size: 15px;
  display: flex; align-items: center; gap: 10px;
  cursor: pointer;
  text-align: left;
  transition: border-color .15s ease, background .15s ease, box-shadow .15s ease;
}
.cal-select-trigger:hover { background: var(--field-hover); border-color: var(--border-strong); }
.cal-select-trigger:focus { outline: none; }
.cal-select-trigger:focus-visible { border-color: var(--border-focus); box-shadow: var(--ring); background: var(--surface); }
.cal-select[data-open] .cal-select-trigger { border-color: var(--border-focus); box-shadow: var(--ring); background: var(--surface); }
.cal-select-value { flex: 1; min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.cal-select-value.is-placeholder { color: var(--text-soft); }
.cal-select-chevron {
  color: var(--text-soft);
  transition: transform .2s ease, color .15s ease;
  flex: 0 0 16px;
}
.cal-select[data-open] .cal-select-chevron { transform: rotate(180deg); color: var(--primary); }

.cal-select-list {
  position: absolute; z-index: 60;
  left: 0; right: 0;
  max-height: 280px; overflow-y: auto;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 12px;
  box-shadow: var(--shadow-lg);
  padding: 6px;
  margin: 0; list-style: none;
  scrollbar-width: thin;
  scrollbar-color: var(--border-strong) transparent;
}
.cal-select[data-drop="down"] .cal-select-list { top: calc(100% + 6px); }
.cal-select[data-drop="up"]   .cal-select-list { bottom: calc(100% + 6px); }
.cal-select-list::-webkit-scrollbar { width: 8px; }
.cal-select-list::-webkit-scrollbar-thumb {
  background: var(--border-strong);
  border-radius: 999px;
  border: 2px solid var(--surface);
  background-clip: content-box;
}
.cal-select-option {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 12px;
  border-radius: 8px;
  font-size: 15px;
  cursor: pointer;
  user-select: none;
  transition: background .12s ease;
}
.cal-select-option[data-active] { background: var(--surface-muted); }
.cal-select-option[data-selected] { color: var(--primary); font-weight: 600; background: var(--primary-tint); }
.cal-select-option[data-active][data-selected] { background: color-mix(in oklch, var(--primary-tint) 60%, var(--surface-muted)); }
.cal-select-option-label { flex: 1; min-width: 0; }
.cal-select-option-hint { color: var(--text-soft); font-size: 13px; font-weight: 500; }
.cal-select-option[data-selected] .cal-select-option-hint { color: color-mix(in oklch, var(--primary) 70%, var(--text-soft)); }

/* ─────────────────── Date picker (CalDatePicker) ─────────────────── */
.cal-date { position: relative; display: block; width: 100%; }
.cal-date-trigger { gap: 10px; }
.cal-date-trigger .cal-select-value { flex: 0 1 auto; }
.cal-date-long { color: var(--text-soft); font-size: 13.5px; margin-left: auto; padding-right: 4px; }
@media (max-width: 520px) { .cal-date-long { display: none; } }

.cal-date-pop {
  position: absolute; z-index: 60;
  width: 320px; max-width: calc(100vw - 32px);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: var(--shadow-lg);
  padding: 12px;
}
.cal-date[data-drop="down"] .cal-date-pop { top: calc(100% + 6px); left: 0; }
.cal-date[data-drop="up"]   .cal-date-pop { bottom: calc(100% + 6px); left: 0; }
@media (max-width: 380px) {
  .cal-date[data-drop="down"] .cal-date-pop,
  .cal-date[data-drop="up"]   .cal-date-pop { left: 50%; transform: translateX(-50%); }
}

.cal-date-head {
  display: flex; align-items: center; gap: 6px;
  margin-bottom: 8px;
}
.cal-date-nav {
  appearance: none; border: 1px solid transparent; background: transparent;
  width: 30px; height: 30px; border-radius: 8px;
  display: grid; place-items: center;
  color: var(--text-muted); cursor: pointer;
  transition: background .15s ease, color .15s ease, border-color .15s ease;
}
.cal-date-nav:hover { background: var(--surface-muted); color: var(--text); }
.cal-date-pivot {
  appearance: none; border: 1px solid transparent; background: transparent;
  flex: 1; height: 30px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center; gap: 6px;
  color: var(--text); cursor: pointer; font: inherit; font-size: 14px; font-weight: 600;
  transition: background .15s ease, color .15s ease;
}
.cal-date-pivot:hover { background: var(--surface-muted); color: var(--primary); }
.cal-date-mo { letter-spacing: -0.01em; }
.cal-date-yr { color: var(--text-soft); font-weight: 500; }

.cal-date-weekdays {
  display: grid; grid-template-columns: repeat(7, 1fr); gap: 2px;
  margin-bottom: 4px;
}
.cal-date-weekdays > div {
  text-align: center;
  font-size: 11px; font-weight: 600; letter-spacing: 0.04em;
  color: var(--text-soft); text-transform: uppercase;
  padding: 6px 0;
}

.cal-date-grid {
  display: grid; grid-template-columns: repeat(7, 1fr); gap: 2px;
}
.cal-date-cell {
  appearance: none; border: 1px solid transparent; background: transparent;
  height: 36px; border-radius: 8px;
  font: inherit; font-size: 13.5px; font-weight: 500;
  color: var(--text); cursor: pointer;
  transition: background .12s ease, color .12s ease, border-color .12s ease, box-shadow .12s ease;
}
.cal-date-cell:hover:not(:disabled) { background: var(--primary-tint); color: var(--primary); }
.cal-date-cell[data-out] { color: var(--text-soft); opacity: 0.5; }
.cal-date-cell[data-today]:not([data-selected]) { border-color: color-mix(in oklch, var(--primary) 35%, var(--border)); color: var(--primary); font-weight: 600; }
.cal-date-cell[data-selected] {
  background: var(--primary); color: white;
  box-shadow: 0 2px 6px -1px color-mix(in oklch, var(--primary) 50%, transparent);
}
.cal-date-cell[data-selected]:hover { background: var(--primary-hover); color: white; }
.cal-date-cell:disabled { color: var(--text-soft); opacity: 0.3; cursor: not-allowed; }
.cal-date-cell:focus-visible { outline: none; box-shadow: var(--ring); }

.cal-date-years {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 4px;
  padding: 4px 0;
}
.cal-date-year {
  appearance: none; border: 1px solid transparent; background: transparent;
  padding: 12px 8px; border-radius: 8px;
  font: inherit; font-size: 14px; font-weight: 500;
  color: var(--text); cursor: pointer;
  transition: background .12s ease, color .12s ease;
}
.cal-date-year:hover:not(:disabled) { background: var(--primary-tint); color: var(--primary); }
.cal-date-year[data-current] { background: var(--primary); color: white; }
.cal-date-year[data-current]:hover { background: var(--primary-hover); }
.cal-date-year:disabled { color: var(--text-soft); opacity: 0.3; cursor: not-allowed; }

.cal-date-foot {
  display: flex; gap: 4px; justify-content: space-between;
  margin-top: 8px; padding-top: 8px;
  border-top: 1px solid var(--border);
}
.cal-date-quick {
  appearance: none; border: 0; background: transparent;
  padding: 6px 12px; border-radius: 6px;
  font: inherit; font-size: 12.5px; font-weight: 500;
  color: var(--primary); cursor: pointer;
}
.cal-date-quick:hover { background: var(--primary-tint); }
.cal-date-quick-clear { color: var(--text-soft); }
.cal-date-quick-clear:hover { background: var(--surface-muted); color: var(--text); }

/* Apply error-state hooks to date picker trigger too */
.field[data-has-error] .cal-date-trigger {
  border-color: var(--danger);
  background: var(--danger-soft);
  box-shadow: 0 0 0 3px color-mix(in oklch, var(--danger) 12%, transparent);
}

.choice-grid {
  display: grid; gap: 10px;
  grid-template-columns: 1fr;
}
.choice-grid-2 { grid-template-columns: 1fr 1fr; }
.choice-grid-3 { grid-template-columns: repeat(3, 1fr); }
@media (max-width: 640px) {
  .choice-grid-2, .choice-grid-3 { grid-template-columns: 1fr; }
}
.choice {
  display: flex; align-items: center; gap: 12px;
  padding: 14px 16px;
  min-height: 56px;
  border-radius: var(--r-md);
  border: 1px solid var(--border);
  background: var(--surface);
  cursor: pointer;
  transition: border-color .15s ease, background .15s ease, box-shadow .15s ease;
  text-align: left;
  font-size: 15px;
  color: var(--text);
  width: 100%;
}
@media (max-width: 640px) {
  .choice { font-size: 16px; min-height: 60px; padding: 16px 16px; }
}
.choice:hover { border-color: var(--border-strong); background: var(--surface-muted); }
.choice.selected { border-color: var(--primary); background: var(--primary-tint); box-shadow: 0 0 0 1px var(--primary) inset; }
.choice-radio {
  width: 18px; height: 18px; border-radius: 50%;
  border: 1.5px solid var(--border-strong); flex: 0 0 18px;
  background: var(--surface); position: relative;
  transition: border-color .15s ease;
}
.choice.selected .choice-radio { border-color: var(--primary); }
.choice.selected .choice-radio::after {
  content: ""; position: absolute; inset: 3px;
  background: var(--primary); border-radius: 50%;
}
.choice-check {
  width: 18px; height: 18px; border-radius: 5px;
  border: 1.5px solid var(--border-strong); flex: 0 0 18px;
  background: var(--surface); position: relative;
  transition: all .15s ease;
}
.choice.selected .choice-check {
  background: var(--primary); border-color: var(--primary);
}
.choice.selected .choice-check::after {
  content: ""; position: absolute; left: 5px; top: 2px;
  width: 5px; height: 9px; border-right: 2px solid white; border-bottom: 2px solid white;
  transform: rotate(45deg);
}
.choice-body { flex: 1; display: flex; flex-direction: column; gap: 2px; }
.choice-title { font-weight: 500; }
.choice-desc { font-size: 13px; color: var(--text-muted); }
.choice-suffix { color: var(--text-muted); font-size: 13.5px; }

/* ─────────────────── Pills, tags, badges ─────────────────── */
.pill {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 5px 12px;
  border-radius: 999px;
  font-size: 12.5px; font-weight: 500;
  background: var(--primary-tint); color: var(--primary);
  border: 1px solid color-mix(in oklch, var(--primary) 18%, transparent);
}
.pill-dot { width: 6px; height: 6px; border-radius: 50%; background: currentColor; }
.pill-neutral { background: var(--surface-muted); color: var(--text-muted); border-color: var(--border); }
.pill-success { background: var(--success-soft); color: var(--success); border-color: color-mix(in oklch, var(--success) 22%, transparent); }
.pill-warning { background: var(--warning-soft); color: oklch(0.45 0.13 75); border-color: color-mix(in oklch, var(--warning) 22%, transparent); }

.tag {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 4px 10px; border-radius: 6px;
  font-size: 12px; font-weight: 500;
  background: var(--surface-muted); color: var(--text-muted);
  border: 1px solid var(--border);
}

/* ─────────────────── Typography helpers ─────────────────── */
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 12.5px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--primary);
}
.eyebrow::before {
  content: ""; width: 18px; height: 1.5px; background: currentColor; border-radius: 1px;
}
.h-display {
  font-family: var(--font-display);
  font-size: clamp(36px, 5.4vw, 64px);
  line-height: 1.02;
  letter-spacing: -0.035em;
  font-weight: 700;
  margin: 0;
  text-wrap: balance;
}
.h-hero {
  font-family: var(--font-display);
  font-size: clamp(40px, 6.2vw, 78px);
  line-height: 0.98;
  letter-spacing: -0.04em;
  font-weight: 700;
  margin: 0;
  text-wrap: balance;
}
.h1 {
  font-family: var(--font-display);
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.05;
  letter-spacing: -0.03em;
  font-weight: 700; margin: 0;
  text-wrap: balance;
}
.h2 {
  font-family: var(--font-display);
  font-size: clamp(24px, 3vw, 34px);
  line-height: 1.1;
  letter-spacing: -0.022em;
  font-weight: 700; margin: 0;
  text-wrap: balance;
}
.h3 { font-size: 20px; font-weight: 600; letter-spacing: -0.015em; margin: 0; }
.h4 { font-size: 16px; font-weight: 600; letter-spacing: -0.01em; margin: 0; }
.lede { font-size: 18px; color: var(--text-muted); line-height: 1.55; text-wrap: pretty; }
.lede-lg { font-size: 20px; color: var(--text-muted); line-height: 1.5; text-wrap: pretty; }
.small { font-size: 13px; color: var(--text-muted); }
.tiny { font-size: 12px; color: var(--text-soft); }

/* ─────────────────── Sticky mobile CTA ─────────────────── */
.sticky-cta {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 70;
  padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
  background: color-mix(in oklch, var(--surface) 96%, transparent);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-top: 1px solid var(--border);
  box-shadow: 0 -10px 30px -10px rgba(31, 22, 84, 0.12);
  display: none;
}
.sticky-cta.show { display: flex; gap: 10px; align-items: center; }
.sticky-cta .btn { flex: 1; }
.sticky-cta-meta { font-size: 12px; color: var(--text-muted); line-height: 1.2; min-width: 0; }
.sticky-cta-meta b { color: var(--text); display: block; font-size: 13px; font-weight: 600; }
@media (max-width: 880px) {
  .sticky-cta.enabled { display: flex; gap: 10px; align-items: center; }
}

/* Add bottom padding when sticky CTA is on mobile */
.has-sticky-cta { padding-bottom: 80px; }
@media (min-width: 881px) { .has-sticky-cta { padding-bottom: 0; } }

/* ─────────────────── Footer ─────────────────── */
.footer {
  background: var(--bg-2);
  border-top: 1px solid var(--border);
  padding: 60px 0 28px;
  margin-top: 100px;
}
.footer-cols {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}
@media (max-width: 880px) {
  .footer-cols { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 520px) {
  .footer-cols { grid-template-columns: 1fr 1fr; gap: 24px; }
}
.footer h5 {
  font-size: 12.5px; font-weight: 600; letter-spacing: 0.05em; text-transform: uppercase;
  color: var(--text-soft); margin: 0 0 16px; line-height: 1;
}
.footer ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
.footer ul a { color: var(--text-muted); font-size: 14.5px; }
.footer ul a:hover { color: var(--text); }
.footer-bottom {
  display: flex; justify-content: space-between; align-items: flex-start;
  padding-top: 28px; border-top: 1px solid var(--border);
  font-size: 12.5px; color: var(--text-soft);
  gap: 24px; flex-wrap: wrap;
}
.broker-line {
  flex: 1 1 60%;
  font-size: 12.5px; color: var(--text-soft); line-height: 1.55;
  max-width: 680px;
}
.broker-line b { color: var(--text-muted); font-weight: 600; }

/* ─────────────────── Trust strip ─────────────────── */
.trust-strip {
  display: flex; flex-wrap: wrap; align-items: center; gap: 28px;
  padding: 18px 0;
  color: var(--text-muted);
  font-size: 13.5px;
}
.trust-strip > div { display: flex; align-items: center; gap: 8px; }

/* Google rating chip */
.gchip {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 8px 14px;
  background: var(--surface); border: 1px solid var(--border);
  border-radius: 999px;
  font-size: 13.5px;
  box-shadow: var(--shadow-xs);
}
.gchip .stars { color: oklch(0.78 0.16 75); letter-spacing: 1px; font-size: 13px; }
.gchip .gicon {
  width: 14px; height: 14px; border-radius: 50%;
  background: conic-gradient(from -45deg, #4285F4 25%, #34A853 25% 50%, #FBBC05 50% 75%, #EA4335 75%);
  position: relative;
}
.gchip b { font-weight: 600; color: var(--text); }

/* ─────────────────── Steppers ─────────────────── */
.stepper { display: flex; align-items: center; gap: 0; flex: 1; }
.step {
  display: flex; flex-direction: column; align-items: center;
  flex: 1; gap: 8px; min-width: 0;
}
.step-bar {
  height: 4px; border-radius: 999px; width: 100%;
  background: var(--surface-muted); position: relative; overflow: hidden;
}
.step-bar::after {
  content: ""; position: absolute; inset: 0;
  background: var(--primary);
  transform-origin: left center;
  transform: scaleX(0);
  transition: transform .4s cubic-bezier(.4,0,.2,1);
}
.step.done .step-bar::after, .step.active .step-bar::after { transform: scaleX(1); }
.step.active .step-bar::after { background: var(--primary); }
.step-label { font-size: 12px; color: var(--text-muted); font-weight: 500; text-align: center; }
.step.active .step-label, .step.done .step-label { color: var(--text); }

/* ─────────────────── Specific decorative bits ─────────────────── */
.grain {
  position: absolute; inset: 0; pointer-events: none;
  opacity: 0.5;
  background-image:
    radial-gradient(circle at 20% 30%, oklch(0.48 0.17 27 / 0.05), transparent 50%),
    radial-gradient(circle at 80% 70%, oklch(0.55 0.15 50 / 0.04), transparent 50%);
}

.hairline {
  height: 1px; background: var(--border); border: 0;
}

.divider-or {
  display: flex; align-items: center; gap: 12px;
  color: var(--text-soft); font-size: 12.5px; font-weight: 500;
  text-transform: uppercase; letter-spacing: 0.08em;
}
.divider-or::before, .divider-or::after {
  content: ""; flex: 1; height: 1px; background: var(--border);
}

/* ─────────────────── Image slots ─────────────────── */
.imgslot {
  background: linear-gradient(135deg, oklch(0.94 0.022 60), oklch(0.9 0.028 50));
  background-image:
    repeating-linear-gradient(45deg, transparent 0 14px, oklch(0.88 0.025 55) 14px 15px),
    linear-gradient(135deg, oklch(0.95 0.02 70), oklch(0.92 0.025 55));
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  position: relative; overflow: hidden;
  color: oklch(0.48 0.17 27);
}
.imgslot::after {
  content: attr(data-label);
  position: absolute; bottom: 14px; left: 16px;
  font-family: var(--font-mono); font-size: 11px;
  background: var(--surface); border: 1px solid var(--border); border-radius: 6px;
  padding: 4px 10px; letter-spacing: 0.02em;
  color: var(--text-muted);
}

/* image-slot custom component styling overrides */
image-slot {
  background: linear-gradient(135deg, oklch(0.94 0.022 60), oklch(0.9 0.028 50));
  border-radius: var(--r-xl);
}

/* ─────────────────── Utility ─────────────────── */
.muted { color: var(--text-muted); }
.soft { color: var(--text-soft); }
.text-primary { color: var(--primary); }
.bg-soft { background: var(--surface-muted); }
.bg-primary-soft { background: var(--primary-soft); }
.rounded-full { border-radius: 999px; }
.gap-2 { gap: 8px; } .gap-3 { gap: 12px; } .gap-4 { gap: 16px; } .gap-6 { gap: 24px; } .gap-8 { gap: 32px; }
.mt-2 { margin-top: 8px; } .mt-4 { margin-top: 16px; } .mt-6 { margin-top: 24px; } .mt-8 { margin-top: 32px; } .mt-12 { margin-top: 48px; } .mt-16 { margin-top: 64px; }
.mb-2 { margin-bottom: 8px; } .mb-4 { margin-bottom: 16px; } .mb-6 { margin-bottom: 24px; } .mb-8 { margin-bottom: 32px; } .mb-12 { margin-bottom: 48px; }
.flex { display: flex; } .flex-col { flex-direction: column; } .items-center { align-items: center; } .items-start { align-items: flex-start; }
.justify-between { justify-content: space-between; } .justify-center { justify-content: center; }
.flex-1 { flex: 1; } .flex-wrap { flex-wrap: wrap; }
.grid { display: grid; }
.relative { position: relative; }
.hidden { display: none; }
.text-center { text-align: center; }
.w-full { width: 100%; }

/* ─────────────────── Animation ─────────────────── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}
.anim-fadeup { animation: fadeUp .35s cubic-bezier(.4,0,.2,1) both; }
.anim-fadeup-d1 { animation-delay: .08s; }
.anim-fadeup-d2 { animation-delay: .16s; }
.anim-fadeup-d3 { animation-delay: .24s; }

@keyframes slideInRight {
  from { opacity: 0; transform: translateX(20px); }
  to { opacity: 1; transform: translateX(0); }
}
.anim-slidein { animation: slideInRight .35s cubic-bezier(.4,0,.2,1) both; }